AMA — six years running payments for offers nobody else will touch. Ask.

I am going to have that third paragraph framed.

Coming back to say I set up the auto-forward thing in January like you said and I've genuinely not thought about it since. Thank you.

Winding this one down — I'm not going to keep it going into a second half-year and pretend the answers are still fresh.

There are two questions above I never came back to and I'm not going to now, because one of them I'd be guessing at and the other one I'd have to name someone. Sorry to both.

Everything I said about specific providers has a nine month shelf life from the date I said it. Everything I said about sweeping, aging an account, and page four of the terms doesn't have one. Sort my answers into those two piles before you use any of it.