BTCPayServer
Self-hosted, open-source, truly zero KYC
SolCard
Instant top-up from your Solana wallet
Started 03 Oct 2026 · 10:28 · 4 replies · 312 views
Loading USDC on Gnosis Pay. The rate I got was 2% worse than the market rate.
Checked the terms and found a 'foreign exchange fee' buried in section 14. The pricing page shows 'no load fee' but doesn't mention the FX spread.
| Load amount | Market rate | Actual rate | Loss |
|---|---|---|---|
| $500 | 1:1 | 0.98:1 | $10 |
| $1,000 | 1:1 | 0.98:1 | $20 |
This is effectively a 2% load fee that they're hiding in the exchange rate.
CoinGecko showed 1.00, Gnosis Pay showed 0.98. That's the comparison.
FX spreads are standard. The issue is that they advertise 'no load fee' when the FX spread is functionally the same thing.
This is why you compare the all-in rate, not the headline fee.
You must be logged in to reply. Request an account — new registrations are reviewed by a moderator before approval.