SolCard or Laso for small one-off buys — has anyone got both on the same month's numbers?

Narrow question. Single purchases in the $50 to $300 range, a handful a month, nothing recurring. Both of these are no-verification and both are more expensive than the obvious alternatives, so the only reason to look at either is what they do structurally, not what they cost.

Headline numbers so nobody has to go and look them up:

	SolCard	Laso
Top-up / load	5%	3.8%
Issue	$10	none charged to me
Funding	SOL, USDC	USDT, USDC, DAI
Cap	not published for that tier	$1,000/month

On a $200 purchase that is $10 against $7.60, plus SolCard's issuance the first time. What I want is somebody who has run both in the same month and can say which one completed more often, because the fee gap here is small enough that a single decline erases it.

solcard, and it isn't close if you already hold sol. Instant, final, no voucher step in the middle. The 5% is the price of not thinking about it.

The voucher step is the feature.

A SolCard balance is a funded account with a card number attached and it persists after you're done with it. A Laso voucher exists for the length of one purchase and then does not exist.

For the use case in the first post — a handful of one-off buys — persistence is pure downside. You are paying 1.2 points more to leave nothing behind.

You're describing a balance you could just spend to zero. Same end state, three fewer steps, and a chain that actually finalises.

Spent to zero and never having existed are not the same end state, and the gap between them is the entire product. That is the part you keep stepping over.

used solcard twice for exactly this, worked both times no issues!

Ran both in January - eleven purchases on Laso, six on SolCard, nothing over $300.

Laso failed twice. Both times the mint hung and I had to clear site data and start over. Neither failure lost money, they cost me ten minutes each. SolCard never failed but one top-up took most of a day to credit, which for a one-off buy is functionally the same as failing if you needed it that afternoon.

So they break differently rather than one being better. Which of those two annoys you more? That's genuinely the answer to your question.

That is the most useful thing in the thread, thank you. Updated with what's in here:

	Completed	Failed	Slow (>2h to credit)
Laso	9	2	0
SolCard	8	0	1

n=20 across two members, which is nothing, and the two failure modes are not comparable to each other. I am not going to pretend that resolves it.

Leaning Laso on the data I have, entirely because a retry costs me ten minutes and a slow credit costs me the purchase.

or use neither and stop paying four points to buy a two hundred dollar thing

Actually grindstone is right for most people but not everybody can use the cheap one, depend the country. For me is fine, for a friend of mine is not even possible to sign up.

Found this looking for something else nine months later, so bumping it.

The interesting thing here isn't which one won. It's that a twenty-transaction sample across two members is still the best data on the board for this pair, which is exactly where we were in 2014 when nobody would post their numbers either, and for the same reason — the moment you post a real figure somebody asks what you were buying.

Anyone re-run it? Every one of these outfits has moved its pricing at least once since March, in my experience, and this table is already fiction.