Networks that have actually PAID ON TIME in 2026 — add yours

Every January somebody starts a "who is good" thread and it fills up with people recommending the network that hasn't burned them yet. I want the boring version: who hit the payment date they agreed to, how many times, and how big were the payments.

Format, one line per network:

• letter code (see below), your vertical, your geo
• stated terms
• number of payment cycles you've completed with them in 2026 only
• number of those that landed on or before the date
• largest single payout that cleared

On the letters. I'm not putting names in a public post and neither should you. Half the managers on the networks we're about to discuss read this board, and the ones who don't have a competitor who does. Post the code, post the terms, and PM the name to whoever asks. I'll keep the code table in this post.

Code	Terms	Vertical	My cycles / on time
A	Net 30	nutra, EU	1 / 1
B	Net 15	sweeps, tier 3	1 / 1
C	weekly on request	dating, US	2 / 1

That's all I've got nine days into the year, which is the whole problem with starting this in January. Add yours and I'll fold it in.

a list of letters is a diary, mate. nobody can act on it

You can act on the terms column without the name. If nine people report Net 30 nutra and seven of them are late, the useful finding isn't the name, it's that Net 30 nutra is late.

And the names move in PMs the same way they always have. This is the part that survives being screenshotted.

How do you verify a claim you can't attach to a name? I could post B as flawless twice under two accounts and you'd have n=2.

D — Net 15, mainstream ecom, APAC and AU. Two cycles this year, both landed a day early, largest was $4,100.

Worth adding a column for how they pay, because on-time means something different per rail. Both of mine were USDT and the timestamp is the timestamp. A bank transfer that leaves on the date and arrives four days later shows up as late in my sheet and on time in theirs, and that argument has cost me two afternoons this year already.

E!! Net 7 and they've hit it both times, this network is honestly changing how I plan the month. Small payouts so far (like $600 total) but two for two!

two payments on six hundred quid. come back at month six with four figures on the line

My friend, i have doubt about the on time column for who is outside US and EU.

Actually the same network pay me on the date and pay my colleague in Mexico three days later, because for him they use a processor that only run on business day and for me is crypto. So is the network late or is the rail late? For the affiliate is the same problem (o mesmo problema), the money is not there.

F — Net 30, nutra, LATAM only. Three cycles counting December, two on time, one four days. Biggest was 2,800 USD.

rail late is late. the affiliate can't spend a promise

Had this exact conversation with a manager in November so I'll donate the useful bit of it - ask what day of the week their finance run is. Not the terms, the run.

One of mine is Net 30 and processes Tuesdays. If your period closes on a Wednesday you are structurally six days late every single month and nobody at the network considers themselves late, because internally they aren't. Once I knew that I moved my close date and the problem disappeared.

G - Net 30, leadgen, UK. Two cycles, two on time now, largest £3,400. Was 0 for 4 last year before the close date thing, same network.

What's everyone's actual close date? I suspect half the late reports in this thread are this.

Folded in everything to date. Rail column added because hana_v is right that it changes what "on time" means.

Code	Terms	Vertical / geo	Rail	Cycles	On time	Largest cleared
A	Net 30	nutra EU	SEPA	1	1	€1,900
B	Net 15	sweeps t3	USDT	1	1	$740
C	weekly	dating US	wire	2	1	$2,200
D	Net 15	ecom APAC	USDT	2	2	$4,100
E	Net 7	—	—	2	2	$600
F	Net 30	nutra LATAM	mixed	3	2	$2,800
G	Net 30	leadgen UK	bank	2	2	£3,400

Seven codes, twelve of thirteen cycles on time, which is a suspiciously good number for January and is almost entirely a survivorship effect — nobody has bothered to post about a network that already stiffed them because those get their own thread.

Post the misses too. A list that only contains wins is a testimonial page.

Caveat before the entry: I run three networks and I've only had one full cycle with two of them this year, so I'm one data point pretending to be three.

H — Net 30, ecom, EU and UK. One cycle, on time, €6,200 which is the largest thing I've had land first try from a new network.

1. They asked for the invoice from me rather than self-billing, which I initially took as a red flag and now think is the opposite — it means somebody is looking at each one. 2) The date they quote is the date they initiate, and they say so in the terms, in writing, unprompted. Everyone else buries that.

I'd rather a network that tells me it's initiating on the 30th than one that promises the 25th and means the same thing.

Depends what you're running, but the pattern I'd watch in that table isn't terms, it's who self-bills. Every network in my history that went bad had me generating the invoice, and every one that stayed boring generated it themselves.

No idea if that's causal. Probably it just tracks how much finance function they have.

E is 3 for 3 now, first four figure one cleared Tuesday!

Four figures on Net 7 from a network nobody can name. What's the vertical?