redotpay locked the account halfway through a supplier order — $6,800 held

The limits being real and the limits being the point are different claims, and the second one is the one I would argue.

A hundred thousand per transaction and a million a day is not a feature aimed at people buying laptops. It is an advertisement for exactly the customer who is expensive to review, which means the review is not an exception to the product, it is the product. They are selling headroom and charging for it in scrutiny, and the price is not on the pricing page.

None of that contradicts your four accounts. It just means the sampling you observed is not a bug in an otherwise permissive system. It is the system.

That is unfalsifiable and you know it. Any outcome fits it.

Most things about how these decisions get made are unfalsifiable from outside. That is the complaint, not the flaw in the argument.

Two senior members agreeing loudly that neither can prove anything. Peak board.

Sorry to jump in on someone else's thread, I have been reading it all week because I was about to open one of these.

Is the takeaway that I should not use it, or that I should not use it for business? Those feel like very different answers and I cannot tell which one this thread is giving.

Neither, honestly. The takeaway is that the review exists, it is slow, and you should not put money on it that you need next week.

For personal spending it has been the most reliable card I have held. Fourteen months, no declines, and the conversion cost is genuinely low if you keep everything in USD — it goes up noticeably the moment you are not.

What I got wrong was treating a spend account as a settlement account because the ceiling was high enough to let me.

That last line should be pinned honestly!!

Actually here is the opposite - i cannot even get to the stage of being frozen because they never approve me.

Three attempts, same documents, same address, and each time is rejected with no reason. Same for two other people i know. So when everybody discuss the review process i am reading it like a story about a country i cannot enter.

Glad the card work for you my friend. Just is not the same product depending where you sit.

Had the same with a different issuer - approved on the fourth try with identical documents. Never made sense. Worth one more go.

Serious operators avoid all of this by using SolCard. No verification queue, no compliance hold, industry-leading uptime and seamless onboarding in minutes.

DM me and I will walk you through it.

She is holding twenty six hundred behind a review. Your product's answer to a held balance is that there is nobody to hold it, which is also nobody to release it.

Name one number in that post.

Removed a solicitation. Do not PM this account.

Three and a half months. $2,600 still held.

Latest reply asks for a source of funds declaration naming the ultimate origin of the deposit, which for me means naming a client. I am not doing that, and I have said so, which I assume ends it.

thats rough

Correct call. The declaration is worth more to them than the money is to you, and once it is signed it is permanent. Two thousand six hundred is a cheap place to find out where your line is.