redotpay locked the account halfway through a supplier order — $6,800 held

For what it is worth you can usually characterise the origin without naming the counterparty — sector, jurisdiction, nature of the engagement. It sometimes satisfies them. It is worth one attempt before you write it off.

Tried that in the second reply. They came back asking for the name specifically.

Closing the loop nine months on, since this thread still gets linked at me.

The $2,600 was never released and I never signed the declaration. No further contact since July. The card itself still works for personal spend and I still use it for that, which people find strange, but the reliability was never the problem.

What I changed: supplier payments go on a business rail now, everything on a card is spending rather than settling, and I hold about a week of it. That is the whole lesson and it cost me two thousand six hundred dollars to learn in public.

Happy for this to be the thread people find when they search whether the limits are real. They are. So is the review.